Quote from Deleted user on October 14, 2025, 9:56 pm

Hello everyone,

I’m retired and considering buying a new home, but I’m unsure about my eligibility. I’ve heard mixed opinions on whether lenders are willing to approve mortgages for people on fixed incomes like pensions or retirement savings.

I’m particularly curious about interest rates, repayment terms, and documentation requirements. Can anyone share their experiences or insights? Specifically, can a retired person get a mortgage, and if so, what factors do lenders consider most important?

Any guidance on improving approval chances would be greatly appreciated.

Thanks in advance for your advice!